How does the partnership with homeowners work?

People all over the world partner with Habitat for Humanity to build or improve a place they can call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage. With our help, Habitat homeowners achieve the strength, stability and independence they need to build a better life for themselves and their families.

Habitat is not a give-away program. Rather, it is a joint venture in which those who benefit from the housing program are actively involved in the work at various levels. The homes are sold to partner families at no profit and are financed with affordable, no-interest mortgages. In addition to making a down payment and monthly mortgage payments, homeowner families invest hundreds of hours of their own labor - “sweat equity” - in building their houses and the houses of others. This labor reduces the cost of the houses, increases the pride of ownership and fosters the development of positive relationships with others in the community.

Through tax-deductible donations of money, materials and volunteer labor, Marshfield Habitat builds and rehabilitates homes with the help of the future homeowners. Homes are sold at no profit and with no-interest mortgages to partner families. Though costs of homes differ, the average Habitat house in the Marshfield area is expected to be modest, usually 3 or 4 bedrooms.  Small monthly mortgage payments, including taxes and insurance, are repaid to this local Habitat affiliate. This money is deposited in a revolving “Fund for Humanity” which supports the construction of future houses in the Marshfield area.

How is a partner family selected?

With the recommendation of the Family Selection Committee, the Board of Directors chooses the partner family for each house. Criteria for these decisions include:

  • Level of need based on income as compared to the Federal Poverty Standard
  • Adequacy of present housing
  • Willingness to participate in the Habitat program and provide "sweat equity"
  • Ability to repay the home loan

 Habitat has a non-discriminatory policy: race, religion, sex, age, marital status and physical disabilities are not factors influencing the choice of a partner family.

To identify prospective partner homeowners, the Marshfield affiliate receives referrals from social service agencies, clergy, community organizations and word-of-mouth.

Interested parties can answer the questions in the brochure below and then submit the completed form directly to the MAHFH office, either by email or by surface mail from July 1 through October 31 for a house to be built the following year.  Requests are accepted only from July 1 through October 31.  Applications received at other times of the year cannot be processed.  If you prefer, click here to download the flyer to print, complete and mail in.  

MAHFH Home Interest Brochure

HABITAT FOR HUMANITY
BUILDING HOMES FOR
INCOME-ELIGIBLE
FAMILIES

HABITAT FOR HUMANITY IS A NON-
PROFIT ECUMENICAL CHRISTIAN
HOUSING ORGANIZATION.

PRIVATE DONATIONS
AND
VOLUNTEER LABOR
HELP YOU
BUILD YOUR HOME!

Hammer
Mortgage loans
without interest
make payments
AFFORDABLE!

 

CHECK OFF ITEMS TO SEE

IF YOU QUALIFY:

___Live in substandard/                

inadequate housing        

___Are unable to get a                   

conventional loan             

___Have an income between           

$36,800 - $44,160 a year       

based on a family of 4 people*

___Are willing to help build your home.

      Provide 250 hours of "sweat equity"

per adult                                     

___Have been a resident in the              

Marshfield Area for the past        

12 months or more.                      

INFORMATION 

IS

CONFIDENTIAL

Marshfield Area Habitat for

Humanity does not discriminate

based on race, color, religion, sex,

handicap, family status, or national

origin in the selection of families or 

individuals in home ownership.

*Income is based on HUD income

guidelines in relation to Habitat  

specifications                             

 

 

 

 

 

 

I am interested and want more information.

    Your Name (required)

    Your Street Address (required)

    Your City (required)

    Your State and Zip (required)

    Your Email (required)

    Your Telephone Number(required)

    Date (required)

    Number of Adults and Number of Children in Family (required)

    Subject

    Your Message

    Complete and return to:

    Marshfield Area Habitat for Humanity, Inc.

    P.O. Box 784

    Marshfield, WI  54449

    A member of the Family Selection Committee will contact you.

    Service area boundries

    telephone

    Give Us A Call

    (715) 384-7533

     

    HABITAT FOR

    HUMANITY

    IS

    PEOPLE

    HELPING

    PEOPLE

    A Partnership Between

    Marshfield Area Communities

    and

    YOU!

    A Helping Hand-

    Not A Handout

    COULD

    THIS

    HOUSE

    BE

    YOURS?

    Vick Home

    Marshfield Area Habitat for Humanity, Inc.

    P.O. Box 784

    Marshfield, WI  54449

    715-384-7533

    marshfieldhabitat@gmail.com